Hi I'm a new Xerobank user (I just signed up for the $1 for the first month thing), and I'm a bit confused by the "access account" and "deposit account". I know that funds are deposited into my deposit account and then I assume that I'm supposed to transfer them to my access account (although I don't know how to do that at this point). My question is, are these two accounts seperate? Like if someone knew what the number of my deposit account was, could they find out what my access account number was? Also since these are two seperate accounts, does this improve my anonymity/security? Also I heard that Xerobank themselves can't associate my personal info with either my access or deposit account number (i.e. they don't get my personal info from Dalpay). Is this true? edit - So am I actually anonymous to Xerobank as well? Finally I just wanted to point out that some of the links on the tutorials and manuals page don't work, and the installer that I downloaded from the software page didn't include the Xerobank mail program, even though it says it does (although I was able to setup Thunderbird properly). P.S. When is the Crypto Router going to be available, and will it effectively be the same as the software (vpn)?