Can someone explain how SafeCentral works -- at least conceptually. I've read a little about it, but I'm not sure I really understand it. Here are just a few questions to start with: 1) Is it simply another security app -- another type of security software? 2) Is it browser specific, or doesn't it even have anything to do with browsers? 3) Does it work with all financial institutions and online shopping - both domestic and international? 4) If there's a client to be installed, is it fairly light on resources? Any comments would be helpful.