"FUD". What an ugly word. Is it justified? What's the unbiased criteria for labeling something "FUD?" Please, no wall-o-text, this is rhetorical. Thanks! Playing the "be on my side, I'm more knowledgeable" card--now that's painful to read. If you're not already quite paranoid about things in general, so what? Is this forum not to some extent entertainment as well as relevant information sharing? Caveat emptor.