I have been following this forum for the past few weeks and have found it most informative and interesting. However, trying to assess all the comments and information and apply these to my particular requirements, has me rather confused. Like many on this forum, I enjoy trying a variety of programs, but what do I really need? My first question is how real are these “threats” of spyware, malware, trojans, vuruses, etc.? I read posts, articles in various publications, but am I just lucky? I have had broadband for more than six years, and I have installed and tried numerous programs to detect threats, and to this point, I have never found any of these threats on my computer. Spybot has occasionally found a potential tracking cookie, NOD32 has informed me a trojan was attempting to install an applet, but other than these very infrequent occurrences – nothing. I have tried Kaspersky, Nod32, ewido, Spybot, Avast (and others) and done many complete scans of my computer – nothing. Recently, I have installed (from suggestions on this forum) Kerio 2.15 and it seems excellent - low cpu overhead, low ram useage, it informs me when an app wants to go out on the internet, stealths my computer – seems all I need, especially as I have added a router/firewall recently, and the router appears to have stealthed my computer, as well. What more do I need? I read some comments that Kerio is “old” and limited, but it seems to do the job. Are complex and multiple programs really necessary?