My 2 real-time security apps at all times are OnlineArmor & Prevx-with-SOL. Ergo, whether banking or undertaking hostile takeovers or whatevah -- No Worry Brah !
Nothing ofcourse, anything which puts flashy buttons in my browser, or does something to my browser process wont enter my pc. As long as your pc is clean you don't need anything. Next to that all banks (atleast here in Holland) work with cardreaders to generate (random) authentication codes. So what should I even worry about if my pc was infected? There is NOT ANY LEGIMATE site on the internet which request your PIN code. Also Keyscrambler for example is easy to bypass for some real malware. Normal pc users should be more afraid to lose money to bad people when entering a REAL bank rather than e-banking.
Open browser, select banks bookmark, make sure I'm connected securely, then click the Secure Login Status Bar icon to log in. When finished I log out. I use a stand alone password manager as backup storage for passwords but never use it to log me in.
Prevx with Safeonline. I keep my passwords stored in my head. If I ever get amnesia I will be screwed.
That. But serious, I don't use E-banking at all. I see no need for that - my bank agency is located less than a block from where I live. When I travel I also never have any problem finding agencies - it's a very large bank. Sometimes I buy things online using credit card and I see no need for any special HIPS protection. What is here for that matter: the Microsoft Security Essentials v2 Beta that works together with all default safety features of IE8 and Windows 7 Home Premium x64, the pre-installed security related HP tools, Secunia PSI (updated software is very important) and router's basic safety features (WAP2, Firewall, etc) - that's all. When I'm using other computers, I avoid to enter any sensitive data. If really needed, I use SafeKeys portable - but never for sensitive data on the level of a credit card number.
The bank I use offers free checking accounts. So I have two- one I keep a small amount in and just use for online transactions. If my account is ever compromised all anyone is going to get is a very small amount of money. It's very easy for me to just keep an eye on my balance and when it gets low I can call my bank and have $20 or whatever transferred over to the small account. I use other security measures too. But I think the best one is using two accounts, having one with a very low balance just for online purchases.
No E-banking for me But if I were to, I'd probably go under a paranoid-type of setup if under Windows. Or I'd use a clean Linux distro just for that purpose
