Insured person should be informed by insurance company and be fully aware what factors into higher cost of insurance. It is worth to note that you may borrow your car to other person who is driving more aggressively, and not even know that your insurance cost get bigger because of some automatic telemetry send your data to insurance company years ago.
As new vehicles become more like computers, what car shoppers need to know about protecting their data
Reading that article shows the depths that data and ownership of your own data have almost vanished. Very sad and disappointing reading.
