My on-line banking is becoming a nightmare or better a daymare. A true story. My bank sends me a device by postal mail, that looks like a pocket calculator, but it's a bankcard reader. This is what I have to do for logging in : 01. I have to take my bankcard out of my wallet. 02. I put that bankcard in the bankcard reader 03. I push a button 04. I type a number of 8 digits, mentioned on the login window 05. I push a button 06. I type a number of 4 digits 07. I push a button 08. Then a number of 8 digits appears on the bankcard reader 09. I type that number of 8 digits in the login window 10. I click the login-button and than I can do what I want to do 11. I remove my bankcard in the bankcard reader 12. I put my bankcard back in my wallet. Pffffffffft. The very first time, when I clicked on the login-button, the login window said, your login was too slow, try again and I had to start all over again. I have to do this each time when I log in and each time, when I sign a money-transfert. The bankcard reader works on batteries and I don't even know how to replace them. I can't open it. Maybe it works on solar batteries, like my pocket calculator, hopefully. High time to look for another bank.