I have ZA 2017 latest free Firewall + Antivirus installed on my Notebook. If I add Zemana anti keylogger, will it be safe enough for online banking ? Any recommendations/Advice much appreciated.
It already is safe for on-line banking, assuming your OS is fully updated and you are not "click-happy" on unsolicited downloads, links, attachments, and popups.
I don't see a need. Contrary to what many may tell you, what's built into Windows (Windows Defender and Windows Firewall) is more than adequate for most users. Then occasional supplemental scans with a second scanner (like the free Malwarebytes) just to make sure is just fine.
Depends on how paranoid you are. If you really want extra protection, it's probably best to install Zemana or SpyShelter. They are supposed to protect even if a banking trojan is already running on the system. I didn't see any dedicated online banking protection on the ZoneAlarm AV+ version: https://www.zonealarm.com/software/antivirus-firewall/
it doesn't need to say anything specific for banking. every established AV checks all the communication/processes on a machine. specifying "banking protection" or something like this are just marketing tactics.
you don't need anything besides anti phishing capabilities from a random antivirus. Banking will be just a bonus
No not really. If a banking trojan is active on the system, certain AV's can not spot them. Then you need a specialized tool, or AV with dedicated banking protection.