I know this question has been asked before... but I want a "finer tip" on my answer, please. I just signed up for Xerobank Personal. I understand this is a multiple-hop VPN solution, unlike ShadowVPN's only being one-hop. My question is... what practical difference does one-hop vs. multiple-hop really make? Aside from the email, bandwidth allotment increase, and the other "tricks" used by Xerobank, is the avg. person better off with Xerobank vs. ShadownVPN? Thank you for any insights, Steve at al.