To access her bank account online, Marie Jubran opens a Web browser and types in her Swedish national ID number along with a four-digit password. For additional security, she then pulls out a card that has 50 scratch-off codes. Jubran uses the codes, one by one, each time she logs on or performs a transaction. Her bank, Nordea, automatically sends a new card when she's about to run out. More. http://tinyurl.com/2edtp
There are other ways of enhancing security also. One bank I use (Cahoot) requires you to answer a question (important place, significant year, mother's maiden name) which varies with each login - so a keylogger trojan would need to monitor several logins to get all the information. The attacker would then still need to match the answers to the questions in this case, but supplying non-obvious data can make the task a lot harder ("yes, my mother's maiden name really is xyzzy01256").
Hi All, Just to add a little bit to this Security Topic. Another available option while purchasing online via Credit Card ... is a temp credit card numbers that some CC companies do offer as a service (free) ... I believe Bank One & Capital One both offer this service, AMEX use to but has discontinued the service siting low consumer demand ... it's neat idea ... a temp CC number, good for one purchase, contected to your real CC number. No liability! Another option, which I use ... have one of your CC companies issue you another CC with a small limit ... that way if it ever gets comprimised your potential liability is low. dog -