Forum`s discuss virus`s, malware and all kinds of intrusions/infections linked with an infinite variety of security measures ad infinitum. Fine, but the most important issue concerning the Internet to me is Personal Security. The above can wreck your PC, but theft of your credit card or bank details can wreck YOU. How can ordinary people like us ensure that our financial data is safe ? We cannot afford the complex and costly systems of big business. Use of the Internet for online financial transactions is colossal and forms a major convenience in our lives. But for the thousands who walk through this tunnel with no problems, there are thousands who have their details stolen and suffer significant financial loss. A high proportion of this online theft is sourced in Africa, the Middle East and of course the Far East and China. Two people I know in my town have suffered severe losses in the Far East and although the banks involved eventually compensated them, it caused enormous worry. What can we do to ensure that our financial data is secure from theft ? My opinion ? Not much, we have to walk through the Valley of Death and hope it happens to the other guy and not us. I would appreciate your comments. John PS - Internet fraud is BIG. Figures set worldwide Identity Theft at $230 billion and online merchant losses at $700 billion. Personal bank or credit card losses - who knows, but it must be enormous.