PCI Security Standards Council (PCI SSC) Publishes New Standard for Mobile Payment Solutions

guest · Nov 20, 2022

PCI Releases New Payment Standards for Mobile Devices
PCI Mobile Payments on COTS (MPoC)
By Akshaya Asokan @asokan_akshaya - November 18, 2022

Payment card security group PCI Security Standards Council has a new standard aimed at allowing commercial devices to support multiple payment inputs including contactless cards and methods of cardholder verification.
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The new standard - its official name is PCI Mobile Payment on COTS, or MPoC - is aimed at payment software vendors and service providers whose solutions range from applications used for accepting users' account data to software deployed for back-end payment data attestation and monitoring.

”This was done in direct response to the feedback we heard from our community,” said Andrew Jamieson, vice president of solution standards at PCI SSC. "The PCI MPoC standard allows for both contactless card data and PINs to be entered into the same COTS device, for the same transaction, as well as supporting the use of external card readers if those are desired."
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"The market was looking for increased flexibility, the ability to adapt solutions to fit smaller market niches as well as aiming at large deployments."

Some retailers responded to the increase in consumer demand for contactless payment by using devices not specifically made for payment processing. The standard takes that into account, as well as the different threat models posed by various payment solutions, Jamieson said. Still, the standards will not completely push dedicated payment terminals from the market, he predicted.
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Press Release: PCI SSC Publishes New Standard for Mobile Payment Solutions

November 16, 2022
The PCI Mobile Payments on COTS (MPoC) Standard Provides Flexibility in Mobile Payments Acceptance and Mobile Payment Acceptance Solutions Development

PCI MPoC is a new, flexible mobile standard and program for payment solution development. It provides a modular, objective-based, security standard that supports various types of payment acceptance channels and consumer verification methods on COTS devices. PCI MPoC combines many of the aspects of the existing PCI SPoC and PCI CPoC standards, primarily by including the entry of both PIN and contactless cardholder data on the same COTS device.
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Blog entry: Just Published: PCI Mobile Payments on COTS

By Alicia Malone - November 16, 2022
The PCI Security Standards Council (PCI SSC) has published a new standard designed to support the evolution of mobile payment acceptance solutions.
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PCI Security Standards Council (PCI SSC) Publishes New Standard for Mobile Payment Solutions

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PCI Security Standards Council (PCI SSC) Publishes New Standard for Mobile Payment Solutions

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