Please explain. Much appreciated. (Although doesn't the hard copy require online updates?) Note: I do realize (somewhat) as a novice that my poll may be completely stupid. It was geared towards my lack of experience as well as what one poster said a long time ago about how they preferred a physical copy for protection. I may have interpreted what they meant incorrectly, but I'm still wondering if there is any reason to believe a physical copy allows some type of extra "wall" that will protect the user that an online download could not by its nature by being a portal.