I voted for "Sometimes" It really depends on the product for me, like if it's a computer, I never do. Thing's like televisions that are prone to possible broken pixels, or even a console system that could potentially die out, then yes I do. But, 90% of the time, I do not.
Consumer laws in Australia hold the same rights of responsibility whether or not extended warranties are purchased buy the consumer. Therefor extended warranty purchases in Australia are effectively pointless.
Usually NO. Because I got cheated by BestBuy about 15 years ago. I purchased a printer and extended warranty. I shipped the printer off several times for repair. The Lemon clause said that after three repairs you get a free new replacement or equal. However, the loop hole is that several times they claimed to find nothing wrong even though it was still broke. The times they claimed that nothing was wrong did not count as a repair. However, the last new car (2010) I purchased I was able to buy the manufacturer's (not after market) extended Warranty at around 40% off Dealer asking price which seemed like a good deal to me. I purchased it from a car dealer mail order. Upon receipt, I verified that the extended Warranty was legitimate with the local dealer.
Never. I recall a Consumer Reports article claiming that failures (esp. w/ electronic devices (TVs, computers, etc)) almost always occur within normal warranty periods.
Almost never. Most of the time I'll just take my chances. I'm careful with expensive electronics, easy on them, and can fix any problems that arise myself. The only way it's worth it is if it's one of the ones that cover literally anything accidental. And also affordable at that, but those types of plans never are. Like when I recently bought this Dell Precision M6800 for instance... there was a regular service plan that included pretty much just tech support, that I'd never need because I can fix the problems by myself. And it was expensive. But then I saw under that extended plans that did cover everything. Like I could get angry and throw it out the window and they'd replace it. And they were quite cheap. So I was going to get the longest one, I believe 5 years, but then realized the rub.... as I saw a prompt telling me the duration of that plan had to match that of the regular plan... in other words you needed to buy the regular/useless one to get them. Luckily my purchase came with 3 years of the regular warranty thrown in. So I went ahead and matched that with 3 years of the extended one for only another $100 or something... good deal for a $2000+ machine. But normally, no. I don't break things I fix old things and make them run like new, then use them.
No - I usually replace the devices after 2 years because I don't like them anymore or I want new features.
Never 3rd party warranty. Frequently from the OEM if its business critical. I tend not to for personal use as I tend to pick the better/longer support hardware anyhow.
In the UK we have a sliding scale, in the first month we have a right of rejection, then 6 months right to repair or replacement, then up-to 6 years there is duty of repair or replacement (but the up-to the consumer to prove the fault).
That is interesting. I would assume that work well. Extended warranties in Australia were once heavily market and pushed to consumers. Then the Australian consumer affairs commission had some clarification on a talk show that explained how consumers were protected non the less. The marketing ploy still exists, but not very common now among retailers.
No, the product normally will start it exhibit changes in behavior or break entirely after the advertised warranty plus the extended warranty. So it is a waste of time and money, the money saved could be better spent in a better product instead.