http://www.bankrate.com/brm/news/advice/20010731a.asp 23 points You've got your wily ways, but you're not wackily withholding. You're practical, and interested in saving a few pennies -- but not to the point, say, where you'd risk a trip to the pokey (far as we know, grooming your hair in-store with said store's unpaid-for products is petty pilfering -- though we doubt Death Row would be the end result). You also wisely weigh all factors in making monetary decisions -- i.e., if it saves you a sou or two, is it worth the time, trouble or perhaps loss of your good standing with others? Your final decision may not always be 100 percent on the money -- but 100 percent is neither a necessary or obtainable goal. You embody an admirable balance between living large and living lean -- living la vida in-between.