Nod32 is pretty widely accepted as one of the better anti-virus programs. I see now in V 3 there is anti-spyware capabilities built in now? A couple fof questions: 1) If all I'm concerned about is spyware from websites and e-mails/attachments, do I need the On Access File Scanner enabled still or can I turn it off? 2) There's alots of reviews on anti-spyware. I can't find a single one regarding Nod32's anti-spyware capabilities. Does anyone have a general idea how well it stacks up agains Microsofts free Defender software? The reason I ask is I have both running on my machine and I HATE running unecessary software. I know nothing is 100% effective, but I'm not one of these paranoid types and prefer to take the extra 3% risk or whatever by not having redundant software running. My guess is that if Nod32 anti-spyware functionality is even close as good to it's anti-virus, then Defender is unecessary.