Xerobank - lag obfuscation???

Hi Steve,

I have some question regarding this "lag obfuscation" that I've read in some of your documents, on your website.
- Do I understand it clearly that this lag is between a 100 and 800 miliseconds?
- Can I myself determine how big this lag is?
- If yes, where can I do this?:
Upon installation, upon starting the Xerobank-connection after choosing one of your exit-nodes or perhaps even during the vpn-connection itself?
- Where would this lag be generated? On your entry-nodes, exit-nodes, encrypted terminators or my own computer?
- Does this lag exist in both directions, on the receiving and sending side?
- Wouldn't this lag be problematic with certain realtime-services like VOIP, if the lag is to great?
- How can I be sure that I can still use VOIP normally, without running into problems because of this lag?

Thanks...