Hi mc-2000, You can use Word for this (at least Word2000 can do it). Essentially you go to "View" -> "Header and Footer" and then drag and drop the image you want to have as your watermark into the header or footer. You may also need to re-orient the location of the Header or Footer box so the watermark will be in the center of the page if you want it there. If you search for "watermark" in the Word help you will get more info. Regards, Dan