Is your computer working well? if it is working well I wouldn't in fact my Bios is 04 but It is working fine so I can't see the need. A bad Bios flash is not a little concern,it can really cause you a lot of grief if the flash goes bad.
yes, asus and msi did it always -knocking on wood- without any issues maybe if you know your mobo, we could look up your drivers
MSI posted a BIOS for my dual CPU motherboard which totally fried the chip, had to replace the chip and all we got from MSI is an apology, it is a good idea however to flash the BIOS periodically as sometimes it also includes performance enhancements like memory timing as well as CPU and video card and other hardware issues. Thankfully most BIOS chip manufacturers now offer us the ability to flash BIOS from within Windows itself instead of the painful DOS procedure where a corrupted floppy would usually mean huge trouble.
Yes. download "bios agent" its a utility no installation needed. just run it to get all info about bios, mobo, cpu etc. then submit. (SERVICE IS NOT FREE) http://www.unicore.com/biosagent/index.cfm http://www.esupport.com/