Looks nice. I'll be happy when they start using chips (required) on the cards in our country. Still, this will be a nice addition if it works. I would like to see a revolving two factor authentication as a requirement for online purchases. Like a code sent to a cellphone or similar - and just for a non-chip/non-swipe transaction of any kind.
I hope these really become a reality this time. I have been hearing about these since around 2008/2009 and no one has really implemented it. This would be great for online purchases as it makes it exceedingly hard to steal a card.
We keep on hearing about how to protect your credit card yet we keep hearing about company's having breaches losing there customers information, CareFirst BlueCross BlueShield is the latest before that Anthem BlueCross BlueShield.